Guide

Homeowner Relocation Checklist

Homeowners need to evaluate sale timing, insurance, repairs, rates, taxes, and temporary housing.

Homeowner moves have timing risk. You may face repairs, staging, seller concessions, bridge costs, storage, temporary housing, changing interest rates, property tax differences, and insurance surprises.

Key pressure points

• Net sale proceeds after commissions, repairs, concessions, and payoff.
• Temporary housing if sale and purchase dates do not align.
• Insurance availability and property tax reassessment in the target area.
• Interest-rate sensitivity and monthly payment at realistic rates.
• Cash remaining after closing and moving.

Use the workbook for monthly life, then create a separate sale/purchase timeline with pessimistic closing dates.