Wilmington vs Yuma
Cost of Living Comparison · 2026
Wilmington
Yuma
The Verdict
The cost gap between these cities is 12.0%, with Yuma being the more affordable option. A $75,000 income in Wilmington has equivalent purchasing power to $66,990 in Yuma.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Wilmington has the same purchasing power as $66,990 in Yuma.
Conversely, $75,000 in Yuma equals $83,967 in Wilmington.
Living in Wilmington vs Yuma
Housing Costs
Wilmington's housing index of 108 is higher Yuma's 82, translating to median home prices of $320,000 vs $284,000. The $36,000 difference in home prices means roughly $2,340 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Wilmington compared to $1,100/mo in Yuma, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 101 in Wilmington and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $480/month in Wilmington vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Wilmington and 102 in Yuma. Monthly utility bills average approximately $376 in Wilmington vs $408 in Yuma. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Wilmington and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $48,432 in Wilmington and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,021 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,130/month to housing in Wilmington vs $1,262/month in Yuma. In Wilmington, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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