City Comparison

Wilmington vs Winston-Salem

Cost of Living Comparison · 2026

Wilmington

North Carolina
103
Average
$320,000
Median Home
$1,400/mo
Median Rent
$48,432
Median Income

Winston-Salem

North Carolina
84
Very Affordable
$250,000
Median Home
$1,050/mo
Median Rent
$52,600
Median Income

The Verdict

22.6%

Living in Winston-Salem costs 22.6% less than Wilmington. To match the purchasing power of a $75,000 salary in Wilmington, you would need $61,165 in Winston-Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
108
Wilmington
63
Winston-Salem
Groceries
101
Wilmington
97
Winston-Salem
Utilities
94
Wilmington
99
Winston-Salem
Transportation
99
Wilmington
94
Winston-Salem
Healthcare
106
Wilmington
103
Winston-Salem

Salary Equivalence

A $75,000 salary in Wilmington has the same purchasing power as $61,165 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $91,964 in Wilmington.

Living in Wilmington vs Winston-Salem

Housing Costs

Wilmington's housing index of 108 is higher Winston-Salem's 63, translating to median home prices of $320,000 vs $250,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Wilmington compared to $1,050/mo in Winston-Salem, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 101 in Wilmington and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $480/month in Wilmington vs $461/month in Winston-Salem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Wilmington and 99 in Winston-Salem. Monthly utility bills average approximately $376 in Wilmington vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 106 in Wilmington and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,432 in Wilmington and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,021 and $62,619 respectively. Winston-Salem residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,130/month to housing in Wilmington vs $1,227/month in Winston-Salem. In Wilmington, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.

Frequently Asked Questions

Winston-Salem is 22.6% more affordable overall with an index of 84 vs 103.
A $75,000 salary in Wilmington has equivalent purchasing power to approximately $61,165 in Winston-Salem, based on the cost of living difference.
Wilmington's housing index is 108 with median homes at $320,000, while Winston-Salem's is 63 with median homes at $250,000.

Moving & Relocation Resources

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