Side-by-side cost of living comparison for 2026
32% cheaper
Wilmington is 32% more affordable than Washington. A $75,000 salary in Washington is equivalent to $51,316 in Wilmington.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: District of Columbia salaries · Delaware salaries
Housing is typically the biggest factor in any cost-of-living comparison. Washington has a housing index of 226 while Wilmington sits at 104 (national average = 100). The median home in Washington costs $580,000 compared to $235,000 in Wilmington, a difference of $345,000. Monthly rent follows a similar pattern: $2,300 in Washington versus $1,200 in Wilmington.
Groceries and everyday expenses show a notable difference: Washington scores 108 while Wilmington scores 103.
Healthcare costs in Washington (105) are lower than Wilmington (106). Both are close to the national average.
Median household income in Washington is $90,842 compared to $46,520 in Wilmington. When adjusted for cost of living, income goes further in Wilmington.
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