City Comparison

Warwick vs Yuma

Cost of Living Comparison · 2026

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

Yuma

Arizona
92
Below Average
$284,000
Median Home
$1,100/mo
Median Rent
$54,100
Median Income

The Verdict

15.2%

Living in Yuma costs 15.2% less than Warwick. To match the purchasing power of a $75,000 salary in Warwick, you would need $65,094 in Yuma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
127
Warwick
82
Yuma
Groceries
102
Warwick
101
Yuma
Utilities
112
Warwick
102
Yuma
Transportation
105
Warwick
97
Yuma
Healthcare
103
Warwick
87
Yuma

Salary Equivalence

A $75,000 salary in Warwick has the same purchasing power as $65,094 in Yuma.

Conversely, $75,000 in Yuma equals $86,413 in Warwick.

Living in Warwick vs Yuma

Housing Costs

Warwick's housing index of 127 is higher Yuma's 82, translating to median home prices of $413,000 vs $284,000. The $129,000 difference in home prices means roughly $8,388 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Warwick compared to $1,100/mo in Yuma, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 102 in Warwick and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $485/month in Warwick vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 112 in Warwick and 102 in Yuma. Monthly utility bills average approximately $448 in Warwick vs $408 in Yuma. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Warwick and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $74,600 in Warwick and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,377 and $58,804 respectively. Warwick residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,741/month to housing in Warwick vs $1,262/month in Yuma. In Warwick, median rent of $1,425/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.

Frequently Asked Questions

Yuma is 15.2% more affordable overall with an index of 92 vs 106.
A $75,000 salary in Warwick has equivalent purchasing power to approximately $65,094 in Yuma, based on the cost of living difference.
Warwick's housing index is 127 with median homes at $413,000, while Yuma's is 82 with median homes at $284,000.

Moving & Relocation Resources

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