Warwick vs Wilmington
Cost of Living Comparison · 2026
Warwick
Wilmington
The Verdict
Wilmington is 2.9% less expensive than Warwick overall. A household earning $75,000 in Warwick would need approximately $72,877 in Wilmington to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Warwick has the same purchasing power as $72,877 in Wilmington.
Conversely, $75,000 in Wilmington equals $77,184 in Warwick.
Living in Warwick vs Wilmington
Housing Costs
Warwick's housing index of 127 is higher Wilmington's 108, translating to median home prices of $413,000 vs $320,000. The $93,000 difference in home prices means roughly $6,048 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Warwick compared to $1,400/mo in Wilmington, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 102 in Warwick and 101 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $485/month in Warwick vs $480/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 112 in Warwick and 94 in Wilmington. Monthly utility bills average approximately $448 in Warwick vs $376 in Wilmington. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 103 in Warwick and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $74,600 in Warwick and $48,432 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,377 and $47,021 respectively. Warwick residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,741/month to housing in Warwick vs $1,130/month in Wilmington. In Warwick, median rent of $1,425/mo fits within this budget. In Wilmington, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 19 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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