City Comparison

Virginia Beach vs Winston-Salem

Cost of Living Comparison · 2026

Virginia Beach

Virginia
105
Average
$310,000
Median Home
$1,500/mo
Median Rent
$73,418
Median Income

Winston-Salem

North Carolina
84
Very Affordable
$250,000
Median Home
$1,050/mo
Median Rent
$52,600
Median Income

The Verdict

25.0%

The cost gap between these cities is 25.0%, with Winston-Salem being the more affordable option. A $75,000 income in Virginia Beach has equivalent purchasing power to $60,000 in Winston-Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
112
Virginia Beach
63
Winston-Salem
Groceries
100
Virginia Beach
97
Winston-Salem
Utilities
98
Virginia Beach
99
Winston-Salem
Transportation
101
Virginia Beach
94
Winston-Salem
Healthcare
99
Virginia Beach
103
Winston-Salem

Salary Equivalence

A $75,000 salary in Virginia Beach has the same purchasing power as $60,000 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $93,750 in Virginia Beach.

Living in Virginia Beach vs Winston-Salem

Housing Costs

Virginia Beach's housing index of 112 is higher Winston-Salem's 63, translating to median home prices of $310,000 vs $250,000. The $60,000 difference in home prices means roughly $3,900 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Virginia Beach compared to $1,050/mo in Winston-Salem, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 100 in Virginia Beach and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $475/month in Virginia Beach vs $461/month in Winston-Salem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Virginia Beach and 99 in Winston-Salem. Monthly utility bills average approximately $392 in Virginia Beach vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Virginia Beach and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $73,418 in Virginia Beach and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,922 and $62,619 respectively. Virginia Beach residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,713/month to housing in Virginia Beach vs $1,227/month in Winston-Salem. In Virginia Beach, median rent of $1,500/mo fits within this budget. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.

Frequently Asked Questions

Winston-Salem is 25.0% more affordable overall with an index of 84 vs 105.
A $75,000 salary in Virginia Beach has equivalent purchasing power to approximately $60,000 in Winston-Salem, based on the cost of living difference.
Virginia Beach's housing index is 112 with median homes at $310,000, while Winston-Salem's is 63 with median homes at $250,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases