Tyler vs Wilmington
Cost of Living Comparison · 2026
Tyler
Wilmington
The Verdict
Tyler is 18.3% less expensive than Wilmington overall. A household earning $75,000 in Tyler would need approximately $91,765 in Wilmington to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Tyler has the same purchasing power as $91,765 in Wilmington.
Conversely, $75,000 in Wilmington equals $61,298 in Tyler.
Living in Tyler vs Wilmington
Housing Costs
Tyler's housing index of 69 is lower Wilmington's 104, translating to median home prices of $250,000 vs $235,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Tyler compared to $1,200/mo in Wilmington, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 96 in Tyler and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $456/month in Tyler vs $489/month in Wilmington. Tyler offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Tyler and 106 in Wilmington. Monthly utility bills average approximately $388 in Tyler vs $424 in Wilmington. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 93 in Tyler and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $54,800 in Tyler and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,471 and $44,731 respectively. Tyler residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,279/month to housing in Tyler vs $1,085/month in Wilmington. In Tyler, median rent of $1,075/mo fits within this budget. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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