City Comparison

Tyler vs Warwick

Cost of Living Comparison · 2026

Tyler

Texas
85
Very Affordable
$250,000
Median Home
$1,075/mo
Median Rent
$54,800
Median Income

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

The Verdict

19.8%

Living in Tyler costs 19.8% less than Warwick. To match the purchasing power of a $75,000 salary in Tyler, you would need $93,529 in Warwick.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
69
Tyler
127
Warwick
Groceries
96
Tyler
102
Warwick
Utilities
97
Tyler
112
Warwick
Transportation
92
Tyler
105
Warwick
Healthcare
93
Tyler
103
Warwick

Salary Equivalence

A $75,000 salary in Tyler has the same purchasing power as $93,529 in Warwick.

Conversely, $75,000 in Warwick equals $60,142 in Tyler.

Living in Tyler vs Warwick

Housing Costs

Tyler's housing index of 69 is lower Warwick's 127, translating to median home prices of $250,000 vs $413,000. The $163,000 difference in home prices means roughly $10,596 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Tyler compared to $1,425/mo in Warwick, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 96 in Tyler and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $456/month in Tyler vs $485/month in Warwick. Tyler offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Tyler and 112 in Warwick. Monthly utility bills average approximately $388 in Tyler vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 93 in Tyler and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $54,800 in Tyler and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $64,471 and $70,377 respectively. Warwick residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,279/month to housing in Tyler vs $1,741/month in Warwick. In Tyler, median rent of $1,075/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 58 index points — focus your budget analysis there.

Frequently Asked Questions

Tyler is 19.8% more affordable overall with an index of 85 vs 106.
A $75,000 salary in Tyler has equivalent purchasing power to approximately $93,529 in Warwick, based on the cost of living difference.
Tyler's housing index is 69 with median homes at $250,000, while Warwick's is 127 with median homes at $413,000.

Moving & Relocation Resources

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