Twin Falls vs Wilmington
Cost of Living Comparison · 2026
Twin Falls
Wilmington
The Verdict
The cost gap between these cities is 10.7%, with Twin Falls being the more affordable option. A $75,000 income in Twin Falls has equivalent purchasing power to $83,967 in Wilmington.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Twin Falls has the same purchasing power as $83,967 in Wilmington.
Conversely, $75,000 in Wilmington equals $66,990 in Twin Falls.
Living in Twin Falls vs Wilmington
Housing Costs
Twin Falls's housing index of 93 is lower Wilmington's 108, translating to median home prices of $380,000 vs $320,000. The $60,000 difference in home prices means roughly $3,900 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Twin Falls compared to $1,400/mo in Wilmington, a monthly difference of $250.
Grocery & Food Costs
Grocery expenses index at 98 in Twin Falls and 101 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $466/month in Twin Falls vs $480/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 85 in Twin Falls and 94 in Wilmington. Monthly utility bills average approximately $340 in Twin Falls vs $376 in Wilmington. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 94 in Twin Falls and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $60,900 in Twin Falls and $48,432 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,196 and $47,021 respectively. Twin Falls residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,421/month to housing in Twin Falls vs $1,130/month in Wilmington. In Twin Falls, median rent of $1,150/mo fits within this budget. In Wilmington, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 15 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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