Twin Falls vs Wilmington
Cost of Living Comparison · 2026
Twin Falls
Wilmington
The Verdict
Living in Twin Falls costs 11.5% less than Wilmington. To match the purchasing power of a $75,000 salary in Twin Falls, you would need $84,783 in Wilmington.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Twin Falls has the same purchasing power as $84,783 in Wilmington.
Conversely, $75,000 in Wilmington equals $66,346 in Twin Falls.
Living in Twin Falls vs Wilmington
Housing Costs
Twin Falls's housing index of 93 is lower Wilmington's 104, translating to median home prices of $380,000 vs $235,000. The $145,000 difference in home prices means roughly $9,420 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Twin Falls compared to $1,200/mo in Wilmington, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 98 in Twin Falls and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $466/month in Twin Falls vs $489/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 85 in Twin Falls and 106 in Wilmington. Monthly utility bills average approximately $340 in Twin Falls vs $424 in Wilmington. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 94 in Twin Falls and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $60,900 in Twin Falls and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,196 and $44,731 respectively. Twin Falls residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,421/month to housing in Twin Falls vs $1,085/month in Wilmington. In Twin Falls, median rent of $1,150/mo fits within this budget. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 21 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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