City Comparison

Toronto vs Twin Falls

Cost of Living Comparison · 2026

Toronto

Canada
93
Below Average
$615,000
Median Home
$1,825/mo
Median Rent
$55,000
Median Income

Twin Falls

Idaho
92
Below Average
$380,000
Median Home
$1,150/mo
Median Rent
$60,900
Median Income

The Verdict

1.1%

The cost gap between these cities is 1.1%, with Twin Falls being the more affordable option. A $75,000 income in Toronto has equivalent purchasing power to $74,194 in Twin Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
132
Toronto
93
Twin Falls
Groceries
88
Toronto
98
Twin Falls
Utilities
85
Toronto
85
Twin Falls
Transportation
98
Toronto
96
Twin Falls
Healthcare
72
Toronto
94
Twin Falls

Salary Equivalence

A $75,000 salary in Toronto has the same purchasing power as $74,194 in Twin Falls.

Conversely, $75,000 in Twin Falls equals $75,815 in Toronto.

Living in Toronto vs Twin Falls

Housing Costs

Toronto's housing index of 132 is higher Twin Falls's 93, translating to median home prices of $615,000 vs $380,000. The $235,000 difference in home prices means roughly $15,276 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,825/mo in Toronto compared to $1,150/mo in Twin Falls, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 88 in Toronto and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $418/month in Toronto vs $466/month in Twin Falls. Toronto offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 85 in Toronto and 85 in Twin Falls. Monthly utility bills average approximately $340 in Toronto vs $340 in Twin Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 72 in Toronto and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,000 in Toronto and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $59,140 and $66,196 respectively. Twin Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,283/month to housing in Toronto vs $1,421/month in Twin Falls. In Toronto, median rent of $1,825/mo exceeds this threshold, suggesting renters may feel stretched. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 39 index points — focus your budget analysis there.

Frequently Asked Questions

Twin Falls is 1.1% more affordable overall with an index of 92 vs 93.
A $75,000 salary in Toronto has equivalent purchasing power to approximately $74,194 in Twin Falls, based on the cost of living difference.
Toronto's housing index is 132 with median homes at $615,000, while Twin Falls's is 93 with median homes at $380,000.

Moving & Relocation Resources

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