Topeka vs Yuma
Cost of Living Comparison · 2026
Topeka
Yuma
The Verdict
Topeka is 9.8% less expensive than Yuma overall. A household earning $75,000 in Topeka would need approximately $83,133 in Yuma to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Topeka has the same purchasing power as $83,133 in Yuma.
Conversely, $75,000 in Yuma equals $67,663 in Topeka.
Living in Topeka vs Yuma
Housing Costs
Topeka's housing index of 55 is lower Yuma's 82, translating to median home prices of $175,000 vs $284,000. The $109,000 difference in home prices means roughly $7,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $900/mo in Topeka compared to $1,100/mo in Yuma, a monthly difference of $200.
Grocery & Food Costs
Grocery expenses index at 98 in Topeka and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $466/month in Topeka vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Topeka and 102 in Yuma. Monthly utility bills average approximately $388 in Topeka vs $408 in Yuma. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Topeka and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $55,500 in Topeka and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,867 and $58,804 respectively. Topeka residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,295/month to housing in Topeka vs $1,262/month in Yuma. In Topeka, median rent of $900/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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