Toledo vs Yuma
Cost of Living Comparison · 2026
Toledo
Yuma
The Verdict
Toledo is 16.3% less expensive than Yuma overall. A household earning $75,000 in Toledo would need approximately $89,610 in Yuma to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Toledo has the same purchasing power as $89,610 in Yuma.
Conversely, $75,000 in Yuma equals $62,772 in Toledo.
Living in Toledo vs Yuma
Housing Costs
Toledo's housing index of 55 is lower Yuma's 82, translating to median home prices of $128,000 vs $284,000. The $156,000 difference in home prices means roughly $10,140 per year in additional mortgage costs at current rates. Renters face a similar gap: $825/mo in Toledo compared to $1,100/mo in Yuma, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 98 in Toledo and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $466/month in Toledo vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Toledo and 102 in Yuma. Monthly utility bills average approximately $368 in Toledo vs $408 in Yuma. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 84 in Toledo and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $42,200 in Toledo and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,805 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $985/month to housing in Toledo vs $1,262/month in Yuma. In Toledo, median rent of $825/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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