Toledo vs Twin Falls
Cost of Living Comparison · 2026
Toledo
Twin Falls
The Verdict
Living in Toledo costs 16.3% less than Twin Falls. To match the purchasing power of a $75,000 salary in Toledo, you would need $89,610 in Twin Falls.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Toledo has the same purchasing power as $89,610 in Twin Falls.
Conversely, $75,000 in Twin Falls equals $62,772 in Toledo.
Living in Toledo vs Twin Falls
Housing Costs
Toledo's housing index of 55 is lower Twin Falls's 93, translating to median home prices of $128,000 vs $380,000. The $252,000 difference in home prices means roughly $16,380 per year in additional mortgage costs at current rates. Renters face a similar gap: $825/mo in Toledo compared to $1,150/mo in Twin Falls, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 98 in Toledo and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $466/month in Toledo vs $466/month in Twin Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Toledo and 85 in Twin Falls. Monthly utility bills average approximately $368 in Toledo vs $340 in Twin Falls. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 84 in Toledo and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $42,200 in Toledo and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,805 and $66,196 respectively. Twin Falls residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $985/month to housing in Toledo vs $1,421/month in Twin Falls. In Toledo, median rent of $825/mo fits within this budget. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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