Tempe vs Yuma
Cost of Living Comparison · 2026
Tempe
Yuma
The Verdict
Living in Yuma costs 15.2% less than Tempe. To match the purchasing power of a $75,000 salary in Tempe, you would need $65,094 in Yuma.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Tempe has the same purchasing power as $65,094 in Yuma.
Conversely, $75,000 in Yuma equals $86,413 in Tempe.
Living in Tempe vs Yuma
Housing Costs
Tempe's housing index of 114 is higher Yuma's 82, translating to median home prices of $400,000 vs $284,000. The $116,000 difference in home prices means roughly $7,536 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Tempe compared to $1,100/mo in Yuma, a monthly difference of $500.
Grocery & Food Costs
Grocery expenses index at 100 in Tempe and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $475/month in Tempe vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 96 in Tempe and 102 in Yuma. Monthly utility bills average approximately $384 in Tempe vs $408 in Yuma. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 95 in Tempe and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $56,068 in Tempe and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $52,894 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,308/month to housing in Tempe vs $1,262/month in Yuma. In Tempe, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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