City Comparison

Tempe vs Tyler

Cost of Living Comparison · 2026

Tempe

Arizona
106
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$56,068
Median Income

Tyler

Texas
85
Very Affordable
$250,000
Median Home
$1,075/mo
Median Rent
$54,800
Median Income

The Verdict

24.7%

Living in Tyler costs 24.7% less than Tempe. To match the purchasing power of a $75,000 salary in Tempe, you would need $60,142 in Tyler.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
114
Tempe
69
Tyler
Groceries
100
Tempe
96
Tyler
Utilities
96
Tempe
97
Tyler
Transportation
103
Tempe
92
Tyler
Healthcare
95
Tempe
93
Tyler

Salary Equivalence

A $75,000 salary in Tempe has the same purchasing power as $60,142 in Tyler.

Conversely, $75,000 in Tyler equals $93,529 in Tempe.

Living in Tempe vs Tyler

Housing Costs

Tempe's housing index of 114 is higher Tyler's 69, translating to median home prices of $400,000 vs $250,000. The $150,000 difference in home prices means roughly $9,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Tempe compared to $1,075/mo in Tyler, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 100 in Tempe and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $475/month in Tempe vs $456/month in Tyler. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Tempe and 97 in Tyler. Monthly utility bills average approximately $384 in Tempe vs $388 in Tyler. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Tempe and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,068 in Tempe and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $52,894 and $64,471 respectively. Tyler residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,308/month to housing in Tempe vs $1,279/month in Tyler. In Tempe, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.

Frequently Asked Questions

Tyler is 24.7% more affordable overall with an index of 85 vs 106.
A $75,000 salary in Tempe has equivalent purchasing power to approximately $60,142 in Tyler, based on the cost of living difference.
Tempe's housing index is 114 with median homes at $400,000, while Tyler's is 69 with median homes at $250,000.

Moving & Relocation Resources

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