Tampa vs Yuma
Cost of Living Comparison · 2026 Data
Tampa
Yuma
💡 The Verdict
Yuma is 7% cheaper than Tampa overall. A $75,000 salary in Tampa is equivalent to $69,853 in Yuma.
Category-by-Category Breakdown
Index values for Tampa (left) vs Yuma (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Tampa versus Yuma. Differences shown from Tampa perspective.
| Item | Tampa | Yuma | Difference |
|---|---|---|---|
| 1-Bed Rent | $1,210/mo | $1,140/mo | +$70.00 |
| 2-Bed Rent | $1,700/mo | $1,670/mo | +$30.00 |
| 3-Bed Rent | $2,230/mo | $2,100/mo | +$130.00 |
| Bread (loaf) | $2.84 | $2.83 | +$0.01 |
| Milk (gallon) | $4.00 | $3.55 | +$0.45 |
| Eggs (dozen) | $3.89 | $3.15 | +$0.74 |
| Coffee (latte) | $6.15 | $5.59 | +$0.56 |
| Gas (gallon) | $3.34 | $3.17 | +$0.17 |
| Restaurant Meal | $18.85 | $17.40 | +$1.45 |
💰 Salary Equivalence
A $75,000 salary in Tampa has the same purchasing power as $69,853 in Yuma.
Conversely, $75,000 in Yuma equals $80,526 in Tampa.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $1876 difference is driven by Arizona having a higher state income tax rate. Florida details → · Arizona details →
Reading These Numbers: Tampa (102) vs Yuma (95)
Tampa at 102 is 2% above the US average, while Yuma at 95 is 5% below average. The cost difference between these cities is relatively modest.
In Tampa, the composite index of 102 reflects a weighted calculation where housing carries the most influence at 108, followed by groceries (103), utilities (96), transportation (105), and healthcare (97). Costs are fairly balanced across categories.
For renters: With median rents of $1,700/mo in Tampa and $1,670/mo in Yuma, the annual rent difference is approximately $360.0. Over a 5-year period, that compounds to $1,800.0 in savings by choosing the more affordable city.
For homebuyers: The $113,000.0 difference in median home prices between Tampa and Yuma translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Tampa vs Yuma
Choosing between Tampa and Yuma involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
When weighing Tampa against Yuma, think beyond the composite index. Your personal savings rate, retirement timeline, and family size all influence which cost categories dominate your budget. Someone spending sixty percent of income on housing and childcare will experience these two cities very differently than a single renter whose largest variable expense is dining out. Model your own spending breakdown against the category indices above for the most realistic comparison.