City Comparison

Tacoma vs Vancouver

Cost of Living Comparison · 2026

Tacoma

Washington
117
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$58,974
Median Income

Vancouver

Washington
122
Expensive
$525,000
Median Home
$1,650/mo
Median Rent
$79,300
Median Income

The Verdict

4.1%

Tacoma is 4.1% less expensive than Vancouver overall. A household earning $75,000 in Tacoma would need approximately $78,205 in Vancouver to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
140
Tacoma
163
Vancouver
Groceries
105
Tacoma
104
Vancouver
Utilities
108
Tacoma
87
Vancouver
Transportation
108
Tacoma
112
Vancouver
Healthcare
106
Tacoma
103
Vancouver

Salary Equivalence

A $75,000 salary in Tacoma has the same purchasing power as $78,205 in Vancouver.

Conversely, $75,000 in Vancouver equals $71,926 in Tacoma.

Living in Tacoma vs Vancouver

Housing Costs

Tacoma's housing index of 140 is lower Vancouver's 163, translating to median home prices of $400,000 vs $525,000. The $125,000 difference in home prices means roughly $8,124 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,600/mo in Tacoma compared to $1,650/mo in Vancouver, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 105 in Tacoma and 104 in Vancouver. A household spending the national average of $475/month on groceries would pay approximately $499/month in Tacoma vs $494/month in Vancouver. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Tacoma and 87 in Vancouver. Monthly utility bills average approximately $432 in Tacoma vs $348 in Vancouver. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 106 in Tacoma and 103 in Vancouver. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $58,974 in Tacoma and $79,300 in Vancouver. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,405 and $65,000 respectively. Vancouver residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,376/month to housing in Tacoma vs $1,850/month in Vancouver. In Tacoma, median rent of $1,600/mo exceeds this threshold, suggesting renters may feel stretched. In Vancouver, median rent of $1,650/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Tacoma is 4.1% more affordable overall with an index of 117 vs 122.
A $75,000 salary in Tacoma has equivalent purchasing power to approximately $78,205 in Vancouver, based on the cost of living difference.
Tacoma's housing index is 140 with median homes at $400,000, while Vancouver's is 163 with median homes at $525,000.

Moving & Relocation Resources

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