Sydney vs Wilmington
Cost of Living Comparison · 2026
Sydney
Wilmington
The Verdict
Wilmington is 1.0% less expensive than Sydney overall. A household earning $75,000 in Sydney would need approximately $74,286 in Wilmington to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Sydney has the same purchasing power as $74,286 in Wilmington.
Conversely, $75,000 in Wilmington equals $75,721 in Sydney.
Living in Sydney vs Wilmington
Housing Costs
Sydney's housing index of 142 is higher Wilmington's 104, translating to median home prices of $825,000 vs $235,000. The $590,000 difference in home prices means roughly $38,352 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,050/mo in Sydney compared to $1,200/mo in Wilmington, a monthly difference of $850.
Grocery & Food Costs
Grocery expenses index at 95 in Sydney and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $451/month in Sydney vs $489/month in Wilmington. Sydney offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in Sydney and 106 in Wilmington. Monthly utility bills average approximately $392 in Sydney vs $424 in Wilmington. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 72 in Sydney and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 34-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $60,000 in Sydney and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,143 and $44,731 respectively. Sydney residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,400/month to housing in Sydney vs $1,085/month in Wilmington. In Sydney, median rent of $2,050/mo exceeds this threshold, suggesting renters may feel stretched. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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