Sydney vs Toledo
Cost of Living Comparison · 2026
Sydney
Toledo
The Verdict
Living in Toledo costs 36.4% less than Sydney. To match the purchasing power of a $75,000 salary in Sydney, you would need $55,000 in Toledo.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Sydney has the same purchasing power as $55,000 in Toledo.
Conversely, $75,000 in Toledo equals $102,273 in Sydney.
Living in Sydney vs Toledo
Housing Costs
Sydney's housing index of 142 is higher Toledo's 55, translating to median home prices of $825,000 vs $128,000. The $697,000 difference in home prices means roughly $45,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $2,050/mo in Sydney compared to $825/mo in Toledo, a monthly difference of $1,225.
Grocery & Food Costs
Grocery expenses index at 95 in Sydney and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $451/month in Sydney vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 98 in Sydney and 92 in Toledo. Monthly utility bills average approximately $392 in Sydney vs $368 in Toledo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 72 in Sydney and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $60,000 in Sydney and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,143 and $54,805 respectively. Sydney residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,400/month to housing in Sydney vs $985/month in Toledo. In Sydney, median rent of $2,050/mo exceeds this threshold, suggesting renters may feel stretched. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 87 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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