City Comparison

Surprise vs Winston-Salem

Cost of Living Comparison · 2026

Surprise

Arizona
103
Average
$419,000
Median Home
$1,575/mo
Median Rent
$85,500
Median Income

Winston-Salem

North Carolina
84
Very Affordable
$250,000
Median Home
$1,050/mo
Median Rent
$52,600
Median Income

The Verdict

22.6%

The cost gap between these cities is 22.6%, with Winston-Salem being the more affordable option. A $75,000 income in Surprise has equivalent purchasing power to $61,165 in Winston-Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
105
Surprise
63
Winston-Salem
Groceries
100
Surprise
97
Winston-Salem
Utilities
102
Surprise
99
Winston-Salem
Transportation
106
Surprise
94
Winston-Salem
Healthcare
97
Surprise
103
Winston-Salem

Salary Equivalence

A $75,000 salary in Surprise has the same purchasing power as $61,165 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $91,964 in Surprise.

Living in Surprise vs Winston-Salem

Housing Costs

Surprise's housing index of 105 is higher Winston-Salem's 63, translating to median home prices of $419,000 vs $250,000. The $169,000 difference in home prices means roughly $10,980 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,575/mo in Surprise compared to $1,050/mo in Winston-Salem, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 100 in Surprise and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $475/month in Surprise vs $461/month in Winston-Salem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Surprise and 99 in Winston-Salem. Monthly utility bills average approximately $408 in Surprise vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Surprise and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $85,500 in Surprise and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,010 and $62,619 respectively. Surprise residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,995/month to housing in Surprise vs $1,227/month in Winston-Salem. In Surprise, median rent of $1,575/mo fits within this budget. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 42 index points — focus your budget analysis there.

Frequently Asked Questions

Winston-Salem is 22.6% more affordable overall with an index of 84 vs 103.
A $75,000 salary in Surprise has equivalent purchasing power to approximately $61,165 in Winston-Salem, based on the cost of living difference.
Surprise's housing index is 105 with median homes at $419,000, while Winston-Salem's is 63 with median homes at $250,000.

Moving & Relocation Resources

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