Surprise vs Syracuse
Cost of Living Comparison · 2026
Surprise
Syracuse
The Verdict
Living in Syracuse costs 12.0% less than Surprise. To match the purchasing power of a $75,000 salary in Surprise, you would need $66,990 in Syracuse.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Surprise has the same purchasing power as $66,990 in Syracuse.
Conversely, $75,000 in Syracuse equals $83,967 in Surprise.
Living in Surprise vs Syracuse
Housing Costs
Surprise's housing index of 105 is higher Syracuse's 69, translating to median home prices of $419,000 vs $140,000. The $279,000 difference in home prices means roughly $18,132 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,575/mo in Surprise compared to $950/mo in Syracuse, a monthly difference of $625.
Grocery & Food Costs
Grocery expenses index at 100 in Surprise and 101 in Syracuse. A household spending the national average of $475/month on groceries would pay approximately $475/month in Surprise vs $480/month in Syracuse. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 102 in Surprise and 105 in Syracuse. Monthly utility bills average approximately $408 in Surprise vs $420 in Syracuse. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 97 in Surprise and 100 in Syracuse. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $85,500 in Surprise and $36,708 in Syracuse. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,010 and $39,900 respectively. Surprise residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,995/month to housing in Surprise vs $857/month in Syracuse. In Surprise, median rent of $1,575/mo fits within this budget. In Syracuse, median rent of $950/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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