City Comparison

Sugar Land vs Yuma

Cost of Living Comparison · 2026

Sugar Land

Texas
110
Above Average
$456,000
Median Home
$1,625/mo
Median Rent
$128,400
Median Income

Yuma

Arizona
92
Below Average
$284,000
Median Home
$1,100/mo
Median Rent
$54,100
Median Income

The Verdict

19.6%

The cost gap between these cities is 19.6%, with Yuma being the more affordable option. A $75,000 income in Sugar Land has equivalent purchasing power to $62,727 in Yuma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
128
Sugar Land
82
Yuma
Groceries
99
Sugar Land
101
Yuma
Utilities
96
Sugar Land
102
Yuma
Transportation
101
Sugar Land
97
Yuma
Healthcare
96
Sugar Land
87
Yuma

Salary Equivalence

A $75,000 salary in Sugar Land has the same purchasing power as $62,727 in Yuma.

Conversely, $75,000 in Yuma equals $89,674 in Sugar Land.

Living in Sugar Land vs Yuma

Housing Costs

Sugar Land's housing index of 128 is higher Yuma's 82, translating to median home prices of $456,000 vs $284,000. The $172,000 difference in home prices means roughly $11,184 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Sugar Land compared to $1,100/mo in Yuma, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 99 in Sugar Land and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $470/month in Sugar Land vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Sugar Land and 102 in Yuma. Monthly utility bills average approximately $384 in Sugar Land vs $408 in Yuma. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Sugar Land and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $128,400 in Sugar Land and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $116,727 and $58,804 respectively. Sugar Land residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,996/month to housing in Sugar Land vs $1,262/month in Yuma. In Sugar Land, median rent of $1,625/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 46 index points — focus your budget analysis there.

Frequently Asked Questions

Yuma is 19.6% more affordable overall with an index of 92 vs 110.
A $75,000 salary in Sugar Land has equivalent purchasing power to approximately $62,727 in Yuma, based on the cost of living difference.
Sugar Land's housing index is 128 with median homes at $456,000, while Yuma's is 82 with median homes at $284,000.

Moving & Relocation Resources

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