City Comparison

Sugar Land vs Toledo

Cost of Living Comparison · 2026

Sugar Land

Texas
110
Above Average
$456,000
Median Home
$1,625/mo
Median Rent
$128,400
Median Income

Toledo

Ohio
77
Very Affordable
$128,000
Median Home
$825/mo
Median Rent
$42,200
Median Income

The Verdict

42.9%

Living in Toledo costs 42.9% less than Sugar Land. To match the purchasing power of a $75,000 salary in Sugar Land, you would need $52,500 in Toledo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
128
Sugar Land
55
Toledo
Groceries
99
Sugar Land
98
Toledo
Utilities
96
Sugar Land
92
Toledo
Transportation
101
Sugar Land
101
Toledo
Healthcare
96
Sugar Land
84
Toledo

Salary Equivalence

A $75,000 salary in Sugar Land has the same purchasing power as $52,500 in Toledo.

Conversely, $75,000 in Toledo equals $107,143 in Sugar Land.

Living in Sugar Land vs Toledo

Housing Costs

Sugar Land's housing index of 128 is higher Toledo's 55, translating to median home prices of $456,000 vs $128,000. The $328,000 difference in home prices means roughly $21,324 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Sugar Land compared to $825/mo in Toledo, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 99 in Sugar Land and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $470/month in Sugar Land vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Sugar Land and 92 in Toledo. Monthly utility bills average approximately $384 in Sugar Land vs $368 in Toledo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Sugar Land and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $128,400 in Sugar Land and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $116,727 and $54,805 respectively. Sugar Land residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,996/month to housing in Sugar Land vs $985/month in Toledo. In Sugar Land, median rent of $1,625/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 73 index points — focus your budget analysis there.

Frequently Asked Questions

Toledo is 42.9% more affordable overall with an index of 77 vs 110.
A $75,000 salary in Sugar Land has equivalent purchasing power to approximately $52,500 in Toledo, based on the cost of living difference.
Sugar Land's housing index is 128 with median homes at $456,000, while Toledo's is 55 with median homes at $128,000.

Moving & Relocation Resources

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