St. Paul vs Yuma
Cost of Living Comparison · 2026
St. Paul
Yuma
The Verdict
Living in Yuma costs 8.7% less than St. Paul. To match the purchasing power of a $75,000 salary in St. Paul, you would need $69,000 in Yuma.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in St. Paul has the same purchasing power as $69,000 in Yuma.
Conversely, $75,000 in Yuma equals $81,522 in St. Paul.
Living in St. Paul vs Yuma
Housing Costs
St. Paul's housing index of 98 is higher Yuma's 82, translating to median home prices of $260,000 vs $284,000. The $24,000 difference in home prices means roughly $1,560 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in St. Paul compared to $1,100/mo in Yuma, a monthly difference of $200.
Grocery & Food Costs
Grocery expenses index at 103 in St. Paul and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $489/month in St. Paul vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in St. Paul and 102 in Yuma. Monthly utility bills average approximately $388 in St. Paul vs $408 in Yuma. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 105 in St. Paul and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $57,718 in St. Paul and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,718 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,347/month to housing in St. Paul vs $1,262/month in Yuma. In St. Paul, median rent of $1,300/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 18 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases