City Comparison

St. Paul vs West Valley City

Cost of Living Comparison · 2026

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

West Valley City

Utah
107
Above Average
$485,000
Median Home
$1,350/mo
Median Rent
$72,600
Median Income

The Verdict

6.5%

The cost gap between these cities is 6.5%, with St. Paul being the more affordable option. A $75,000 income in St. Paul has equivalent purchasing power to $80,250 in West Valley City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
98
St. Paul
129
West Valley City
Groceries
103
St. Paul
100
West Valley City
Utilities
97
St. Paul
88
West Valley City
Transportation
108
St. Paul
106
West Valley City
Healthcare
105
St. Paul
95
West Valley City

Salary Equivalence

A $75,000 salary in St. Paul has the same purchasing power as $80,250 in West Valley City.

Conversely, $75,000 in West Valley City equals $70,093 in St. Paul.

Living in St. Paul vs West Valley City

Housing Costs

St. Paul's housing index of 98 is lower West Valley City's 129, translating to median home prices of $260,000 vs $485,000. The $225,000 difference in home prices means roughly $14,628 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in St. Paul compared to $1,350/mo in West Valley City, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 103 in St. Paul and 100 in West Valley City. A household spending the national average of $475/month on groceries would pay approximately $489/month in St. Paul vs $475/month in West Valley City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in St. Paul and 88 in West Valley City. Monthly utility bills average approximately $388 in St. Paul vs $352 in West Valley City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 105 in St. Paul and 95 in West Valley City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $57,718 in St. Paul and $72,600 in West Valley City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $57,718 and $67,850 respectively. West Valley City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,347/month to housing in St. Paul vs $1,694/month in West Valley City. In St. Paul, median rent of $1,300/mo fits within this budget. In West Valley City, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

St. Paul is 6.5% more affordable overall with an index of 100 vs 107.
A $75,000 salary in St. Paul has equivalent purchasing power to approximately $80,250 in West Valley City, based on the cost of living difference.
St. Paul's housing index is 98 with median homes at $260,000, while West Valley City's is 129 with median homes at $485,000.

Moving & Relocation Resources

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