City Comparison

St. Louis vs Sydney

Cost of Living Comparison · 2026

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

Sydney

Australia
105
Average
$825,000
Median Home
$2,050/mo
Median Rent
$60,000
Median Income

The Verdict

14.3%

St. Louis is 14.3% less expensive than Sydney overall. A household earning $75,000 in St. Louis would need approximately $87,500 in Sydney to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
72
St. Louis
142
Sydney
Groceries
97
St. Louis
95
Sydney
Utilities
95
St. Louis
98
Sydney
Transportation
103
St. Louis
108
Sydney
Healthcare
95
St. Louis
72
Sydney

Salary Equivalence

A $75,000 salary in St. Louis has the same purchasing power as $87,500 in Sydney.

Conversely, $75,000 in Sydney equals $64,286 in St. Louis.

Living in St. Louis vs Sydney

Housing Costs

St. Louis's housing index of 72 is lower Sydney's 142, translating to median home prices of $175,000 vs $825,000. The $650,000 difference in home prices means roughly $42,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in St. Louis compared to $2,050/mo in Sydney, a monthly difference of $1,050.

Grocery & Food Costs

Grocery expenses index at 97 in St. Louis and 95 in Sydney. A household spending the national average of $475/month on groceries would pay approximately $461/month in St. Louis vs $451/month in Sydney. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in St. Louis and 98 in Sydney. Monthly utility bills average approximately $380 in St. Louis vs $392 in Sydney. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in St. Louis and 72 in Sydney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $45,782 in St. Louis and $60,000 in Sydney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,869 and $57,143 respectively. Sydney residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,068/month to housing in St. Louis vs $1,400/month in Sydney. In St. Louis, median rent of $1,000/mo fits within this budget. In Sydney, median rent of $2,050/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.

Frequently Asked Questions

St. Louis is 14.3% more affordable overall with an index of 90 vs 105.
A $75,000 salary in St. Louis has equivalent purchasing power to approximately $87,500 in Sydney, based on the cost of living difference.
St. Louis's housing index is 72 with median homes at $175,000, while Sydney's is 142 with median homes at $825,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases