City Comparison

St George vs Toledo

Cost of Living Comparison · 2026

St George

Utah
110
Above Average
$550,000
Median Home
$1,525/mo
Median Rent
$72,400
Median Income

Toledo

Ohio
77
Very Affordable
$128,000
Median Home
$825/mo
Median Rent
$42,200
Median Income

The Verdict

42.9%

The cost gap between these cities is 42.9%, with Toledo being the more affordable option. A $75,000 income in St George has equivalent purchasing power to $52,500 in Toledo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
144
St George
55
Toledo
Groceries
100
St George
98
Toledo
Utilities
87
St George
92
Toledo
Transportation
104
St George
101
Toledo
Healthcare
96
St George
84
Toledo

Salary Equivalence

A $75,000 salary in St George has the same purchasing power as $52,500 in Toledo.

Conversely, $75,000 in Toledo equals $107,143 in St George.

Living in St George vs Toledo

Housing Costs

St George's housing index of 144 is higher Toledo's 55, translating to median home prices of $550,000 vs $128,000. The $422,000 difference in home prices means roughly $27,432 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,525/mo in St George compared to $825/mo in Toledo, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 100 in St George and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $475/month in St George vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 87 in St George and 92 in Toledo. Monthly utility bills average approximately $348 in St George vs $368 in Toledo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in St George and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $72,400 in St George and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,818 and $54,805 respectively. St George residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,689/month to housing in St George vs $985/month in Toledo. In St George, median rent of $1,525/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 89 index points — focus your budget analysis there.

Frequently Asked Questions

Toledo is 42.9% more affordable overall with an index of 77 vs 110.
A $75,000 salary in St George has equivalent purchasing power to approximately $52,500 in Toledo, based on the cost of living difference.
St George's housing index is 144 with median homes at $550,000, while Toledo's is 55 with median homes at $128,000.

Moving & Relocation Resources

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