St Cloud vs Virginia Beach

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in St Cloud has the same purchasing power as $87,500 in Virginia Beach.

Conversely, $75,000 in Virginia Beach equals $64,286 in St Cloud.

Living in St Cloud vs Virginia Beach

Housing Costs

St Cloud's housing index of 82 is lower Virginia Beach's 112, translating to median home prices of $250,000 vs $310,000. The $60,000 difference in home prices means roughly $3,900 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in St Cloud compared to $1,500/mo in Virginia Beach, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 101 in St Cloud and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $480/month in St Cloud vs $475/month in Virginia Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in St Cloud and 98 in Virginia Beach. Monthly utility bills average approximately $380 in St Cloud vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in St Cloud and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $60,200 in St Cloud and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,889 and $69,922 respectively. Virginia Beach residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,405/month to housing in St Cloud vs $1,713/month in Virginia Beach. In St Cloud, median rent of $1,000/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

As an Amazon Associate we earn from qualifying purchases