City Comparison

St Cloud vs Stockholm

Cost of Living Comparison · 2026

St Cloud

Minnesota
90
Below Average
$250,000
Median Home
$1,000/mo
Median Rent
$60,200
Median Income

Stockholm

Sweden
97
Average
$445,000
Median Home
$1,500/mo
Median Rent
$50,000
Median Income

The Verdict

7.2%

The cost gap between these cities is 7.2%, with St Cloud being the more affordable option. A $75,000 income in St Cloud has equivalent purchasing power to $80,833 in Stockholm.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
St Cloud
118
Stockholm
Groceries
101
St Cloud
92
Stockholm
Utilities
95
St Cloud
88
Stockholm
Transportation
99
St Cloud
108
Stockholm
Healthcare
100
St Cloud
82
Stockholm

Salary Equivalence

A $75,000 salary in St Cloud has the same purchasing power as $80,833 in Stockholm.

Conversely, $75,000 in Stockholm equals $69,588 in St Cloud.

Living in St Cloud vs Stockholm

Housing Costs

St Cloud's housing index of 82 is lower Stockholm's 118, translating to median home prices of $250,000 vs $445,000. The $195,000 difference in home prices means roughly $12,672 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in St Cloud compared to $1,500/mo in Stockholm, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 101 in St Cloud and 92 in Stockholm. A household spending the national average of $475/month on groceries would pay approximately $480/month in St Cloud vs $437/month in Stockholm. Stockholm offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in St Cloud and 88 in Stockholm. Monthly utility bills average approximately $380 in St Cloud vs $352 in Stockholm. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in St Cloud and 82 in Stockholm. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $60,200 in St Cloud and $50,000 in Stockholm. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,889 and $51,546 respectively. St Cloud residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,405/month to housing in St Cloud vs $1,167/month in Stockholm. In St Cloud, median rent of $1,000/mo fits within this budget. In Stockholm, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

St Cloud is 7.2% more affordable overall with an index of 90 vs 97.
A $75,000 salary in St Cloud has equivalent purchasing power to approximately $80,833 in Stockholm, based on the cost of living difference.
St Cloud's housing index is 82 with median homes at $250,000, while Stockholm's is 118 with median homes at $445,000.

Moving & Relocation Resources

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