Springfield vs Wilmington

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Springfield has the same purchasing power as $72,196 in Wilmington.

Conversely, $75,000 in Wilmington equals $77,913 in Springfield.

Living in Springfield vs Wilmington

Housing Costs

Springfield's housing index of 116 is higher Wilmington's 108, translating to median home prices of $378,000 vs $320,000. The $58,000 difference in home prices means roughly $3,768 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,150/mo in Springfield compared to $1,400/mo in Wilmington, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 101 in Springfield and 101 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $480/month in Springfield vs $480/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Springfield and 94 in Wilmington. Monthly utility bills average approximately $384 in Springfield vs $376 in Wilmington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Springfield and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $57,600 in Springfield and $48,432 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $53,832 and $47,021 respectively. Springfield residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,344/month to housing in Springfield vs $1,130/month in Wilmington. In Springfield, median rent of $1,150/mo fits within this budget. In Wilmington, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 8 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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