City Comparison

Springfield vs Yuma

Cost of Living Comparison · 2026

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

Yuma

Arizona
92
Below Average
$284,000
Median Home
$1,100/mo
Median Rent
$54,100
Median Income

The Verdict

8.7%

Living in Springfield costs 8.7% less than Yuma. To match the purchasing power of a $75,000 salary in Springfield, you would need $82,143 in Yuma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
67
Springfield
82
Yuma
Groceries
94
Springfield
101
Yuma
Utilities
79
Springfield
102
Yuma
Transportation
90
Springfield
97
Yuma
Healthcare
116
Springfield
87
Yuma

Salary Equivalence

A $75,000 salary in Springfield has the same purchasing power as $82,143 in Yuma.

Conversely, $75,000 in Yuma equals $68,478 in Springfield.

Living in Springfield vs Yuma

Housing Costs

Springfield's housing index of 67 is lower Yuma's 82, translating to median home prices of $225,000 vs $284,000. The $59,000 difference in home prices means roughly $3,840 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Springfield compared to $1,100/mo in Yuma, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 94 in Springfield and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $447/month in Springfield vs $480/month in Yuma. Springfield offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Springfield and 102 in Yuma. Monthly utility bills average approximately $316 in Springfield vs $408 in Yuma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Springfield and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 29-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $46,000 in Springfield and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,762 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,073/month to housing in Springfield vs $1,262/month in Yuma. In Springfield, median rent of $950/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 29 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 8.7% more affordable overall with an index of 84 vs 92.
A $75,000 salary in Springfield has equivalent purchasing power to approximately $82,143 in Yuma, based on the cost of living difference.
Springfield's housing index is 67 with median homes at $225,000, while Yuma's is 82 with median homes at $284,000.

Moving & Relocation Resources

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