Springfield vs Wilmington

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Springfield has the same purchasing power as $92,857 in Wilmington.

Conversely, $75,000 in Wilmington equals $60,577 in Springfield.

Living in Springfield vs Wilmington

Housing Costs

Springfield's housing index of 67 is lower Wilmington's 104, translating to median home prices of $225,000 vs $235,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Springfield compared to $1,200/mo in Wilmington, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 94 in Springfield and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $447/month in Springfield vs $489/month in Wilmington. Springfield offers a meaningful advantage on everyday food costs, saving roughly $504/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Springfield and 106 in Wilmington. Monthly utility bills average approximately $316 in Springfield vs $424 in Wilmington. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Springfield and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $46,000 in Springfield and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,762 and $44,731 respectively. Springfield residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,073/month to housing in Springfield vs $1,085/month in Wilmington. In Springfield, median rent of $950/mo fits within this budget. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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