City Comparison

Springfield vs Springfield

Cost of Living Comparison · 2026

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

Springfield

Oregon
107
Above Average
$378,000
Median Home
$1,150/mo
Median Rent
$57,600
Median Income

The Verdict

21.5%

The cost gap between these cities is 21.5%, with Springfield being the more affordable option. A $75,000 income in Springfield has equivalent purchasing power to $95,536 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
67
Springfield
116
Springfield
Groceries
94
Springfield
101
Springfield
Utilities
79
Springfield
96
Springfield
Transportation
90
Springfield
107
Springfield
Healthcare
116
Springfield
102
Springfield

Salary Equivalence

A $75,000 salary in Springfield has the same purchasing power as $95,536 in Springfield.

Conversely, $75,000 in Springfield equals $58,879 in Springfield.

Living in Springfield vs Springfield

Housing Costs

Springfield's housing index of 67 is lower Springfield's 116, translating to median home prices of $225,000 vs $378,000. The $153,000 difference in home prices means roughly $9,948 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Springfield compared to $1,150/mo in Springfield, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 94 in Springfield and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $447/month in Springfield vs $480/month in Springfield. Springfield offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 79 in Springfield and 96 in Springfield. Monthly utility bills average approximately $316 in Springfield vs $384 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 116 in Springfield and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $46,000 in Springfield and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,762 and $53,832 respectively. Springfield residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,073/month to housing in Springfield vs $1,344/month in Springfield. In Springfield, median rent of $950/mo fits within this budget. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 21.5% more affordable overall with an index of 84 vs 107.
A $75,000 salary in Springfield has equivalent purchasing power to approximately $95,536 in Springfield, based on the cost of living difference.
Springfield's housing index is 67 with median homes at $225,000, while Springfield's is 116 with median homes at $378,000.

Moving & Relocation Resources

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