City Comparison

Springfield vs Yuma

Cost of Living Comparison · 2026

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

Yuma

Arizona
92
Below Average
$284,000
Median Home
$1,100/mo
Median Rent
$54,100
Median Income

The Verdict

16.3%

The cost gap between these cities is 16.3%, with Yuma being the more affordable option. A $75,000 income in Springfield has equivalent purchasing power to $64,486 in Yuma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
106
Springfield
82
Yuma
Groceries
104
Springfield
101
Yuma
Utilities
119
Springfield
102
Yuma
Transportation
101
Springfield
97
Yuma
Healthcare
114
Springfield
87
Yuma

Salary Equivalence

A $75,000 salary in Springfield has the same purchasing power as $64,486 in Yuma.

Conversely, $75,000 in Yuma equals $87,228 in Springfield.

Living in Springfield vs Yuma

Housing Costs

Springfield's housing index of 106 is higher Yuma's 82, translating to median home prices of $230,000 vs $284,000. The $54,000 difference in home prices means roughly $3,516 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Springfield compared to $1,100/mo in Yuma, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 104 in Springfield and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $494/month in Springfield vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 119 in Springfield and 102 in Yuma. Monthly utility bills average approximately $476 in Springfield vs $408 in Yuma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Springfield and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 27-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $41,612 in Springfield and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $38,890 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $971/month to housing in Springfield vs $1,262/month in Yuma. In Springfield, median rent of $1,200/mo exceeds this threshold, suggesting renters may feel stretched. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Yuma is 16.3% more affordable overall with an index of 92 vs 107.
A $75,000 salary in Springfield has equivalent purchasing power to approximately $64,486 in Yuma, based on the cost of living difference.
Springfield's housing index is 106 with median homes at $230,000, while Yuma's is 82 with median homes at $284,000.

Moving & Relocation Resources

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