City Comparison

Springfield vs St George

Cost of Living Comparison · 2026

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

St George

Utah
110
Above Average
$550,000
Median Home
$1,525/mo
Median Rent
$72,400
Median Income

The Verdict

2.7%

Living in Springfield costs 2.7% less than St George. To match the purchasing power of a $75,000 salary in Springfield, you would need $77,103 in St George.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
106
Springfield
144
St George
Groceries
104
Springfield
100
St George
Utilities
119
Springfield
87
St George
Transportation
101
Springfield
104
St George
Healthcare
114
Springfield
96
St George

Salary Equivalence

A $75,000 salary in Springfield has the same purchasing power as $77,103 in St George.

Conversely, $75,000 in St George equals $72,955 in Springfield.

Living in Springfield vs St George

Housing Costs

Springfield's housing index of 106 is lower St George's 144, translating to median home prices of $230,000 vs $550,000. The $320,000 difference in home prices means roughly $20,796 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Springfield compared to $1,525/mo in St George, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 104 in Springfield and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $494/month in Springfield vs $475/month in St George. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 119 in Springfield and 87 in St George. Monthly utility bills average approximately $476 in Springfield vs $348 in St George. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 114 in Springfield and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $41,612 in Springfield and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $38,890 and $65,818 respectively. St George residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $971/month to housing in Springfield vs $1,689/month in St George. In Springfield, median rent of $1,200/mo exceeds this threshold, suggesting renters may feel stretched. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 2.7% more affordable overall with an index of 107 vs 110.
A $75,000 salary in Springfield has equivalent purchasing power to approximately $77,103 in St George, based on the cost of living difference.
Springfield's housing index is 106 with median homes at $230,000, while St George's is 144 with median homes at $550,000.

Moving & Relocation Resources

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