City Comparison

Springfield vs Wichita

Cost of Living Comparison · 2026

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

Wichita

Kansas
84
Very Affordable
$165,000
Median Home
$900/mo
Median Rent
$52,428
Median Income

The Verdict

7.1%

The cost gap between these cities is 7.1%, with Springfield being the more affordable option. A $75,000 income in Springfield has equivalent purchasing power to $80,769 in Wichita.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Springfield
62
Wichita
Groceries
98
Springfield
95
Wichita
Utilities
98
Springfield
93
Wichita
Transportation
114
Springfield
98
Wichita
Healthcare
91
Springfield
92
Wichita

Salary Equivalence

A $75,000 salary in Springfield has the same purchasing power as $80,769 in Wichita.

Conversely, $75,000 in Wichita equals $69,643 in Springfield.

Living in Springfield vs Wichita

Housing Costs

Springfield's housing index of 52 is lower Wichita's 62, translating to median home prices of $162,000 vs $165,000. The $3,000 difference in home prices means roughly $192 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Springfield compared to $900/mo in Wichita, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 98 in Springfield and 95 in Wichita. A household spending the national average of $475/month on groceries would pay approximately $466/month in Springfield vs $451/month in Wichita. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Springfield and 93 in Wichita. Monthly utility bills average approximately $392 in Springfield vs $372 in Wichita. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Springfield and 92 in Wichita. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,500 in Springfield and $52,428 in Wichita. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,974 and $62,414 respectively. Springfield residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,528/month to housing in Springfield vs $1,223/month in Wichita. In Springfield, median rent of $925/mo fits within this budget. In Wichita, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 7.1% more affordable overall with an index of 78 vs 84.
A $75,000 salary in Springfield has equivalent purchasing power to approximately $80,769 in Wichita, based on the cost of living difference.
Springfield's housing index is 52 with median homes at $162,000, while Wichita's is 62 with median homes at $165,000.

Moving & Relocation Resources

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