City Comparison

Springfield vs Sterling Heights

Cost of Living Comparison · 2026

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

Sterling Heights

Michigan
98
Average
$300,000
Median Home
$1,175/mo
Median Rent
$70,100
Median Income

The Verdict

20.4%

The cost gap between these cities is 20.4%, with Springfield being the more affordable option. A $75,000 income in Springfield has equivalent purchasing power to $94,231 in Sterling Heights.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Springfield
87
Sterling Heights
Groceries
98
Springfield
99
Sterling Heights
Utilities
98
Springfield
102
Sterling Heights
Transportation
114
Springfield
107
Sterling Heights
Healthcare
91
Springfield
93
Sterling Heights

Salary Equivalence

A $75,000 salary in Springfield has the same purchasing power as $94,231 in Sterling Heights.

Conversely, $75,000 in Sterling Heights equals $59,694 in Springfield.

Living in Springfield vs Sterling Heights

Housing Costs

Springfield's housing index of 52 is lower Sterling Heights's 87, translating to median home prices of $162,000 vs $300,000. The $138,000 difference in home prices means roughly $8,976 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Springfield compared to $1,175/mo in Sterling Heights, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 98 in Springfield and 99 in Sterling Heights. A household spending the national average of $475/month on groceries would pay approximately $466/month in Springfield vs $470/month in Sterling Heights. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Springfield and 102 in Sterling Heights. Monthly utility bills average approximately $392 in Springfield vs $408 in Sterling Heights. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Springfield and 93 in Sterling Heights. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,500 in Springfield and $70,100 in Sterling Heights. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,974 and $71,531 respectively. Springfield residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,528/month to housing in Springfield vs $1,636/month in Sterling Heights. In Springfield, median rent of $925/mo fits within this budget. In Sterling Heights, median rent of $1,175/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 20.4% more affordable overall with an index of 78 vs 98.
A $75,000 salary in Springfield has equivalent purchasing power to approximately $94,231 in Sterling Heights, based on the cost of living difference.
Springfield's housing index is 52 with median homes at $162,000, while Sterling Heights's is 87 with median homes at $300,000.

Moving & Relocation Resources

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