City Comparison

Springfield vs Springfield

Cost of Living Comparison · 2026

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

Springfield

Oregon
107
Above Average
$378,000
Median Home
$1,150/mo
Median Rent
$57,600
Median Income

The Verdict

27.1%

Living in Springfield costs 27.1% less than Springfield. To match the purchasing power of a $75,000 salary in Springfield, you would need $102,885 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
52
Springfield
116
Springfield
Groceries
98
Springfield
101
Springfield
Utilities
98
Springfield
96
Springfield
Transportation
114
Springfield
107
Springfield
Healthcare
91
Springfield
102
Springfield

Salary Equivalence

A $75,000 salary in Springfield has the same purchasing power as $102,885 in Springfield.

Conversely, $75,000 in Springfield equals $54,673 in Springfield.

Living in Springfield vs Springfield

Housing Costs

Springfield's housing index of 52 is lower Springfield's 116, translating to median home prices of $162,000 vs $378,000. The $216,000 difference in home prices means roughly $14,040 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Springfield compared to $1,150/mo in Springfield, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 98 in Springfield and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $466/month in Springfield vs $480/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Springfield and 96 in Springfield. Monthly utility bills average approximately $392 in Springfield vs $384 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Springfield and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $65,500 in Springfield and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,974 and $53,832 respectively. Springfield residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,528/month to housing in Springfield vs $1,344/month in Springfield. In Springfield, median rent of $925/mo fits within this budget. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 64 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 27.1% more affordable overall with an index of 78 vs 107.
A $75,000 salary in Springfield has equivalent purchasing power to approximately $102,885 in Springfield, based on the cost of living difference.
Springfield's housing index is 52 with median homes at $162,000, while Springfield's is 116 with median homes at $378,000.

Moving & Relocation Resources

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