City Comparison

Springdale vs Toledo

Cost of Living Comparison · 2026

Springdale

Arkansas
87
Below Average
$299,000
Median Home
$1,000/mo
Median Rent
$62,100
Median Income

Toledo

Ohio
77
Very Affordable
$128,000
Median Home
$825/mo
Median Rent
$42,200
Median Income

The Verdict

13.0%

The cost gap between these cities is 13.0%, with Toledo being the more affordable option. A $75,000 income in Springdale has equivalent purchasing power to $66,379 in Toledo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
86
Springdale
55
Toledo
Groceries
97
Springdale
98
Toledo
Utilities
93
Springdale
92
Toledo
Transportation
91
Springdale
101
Toledo
Healthcare
82
Springdale
84
Toledo

Salary Equivalence

A $75,000 salary in Springdale has the same purchasing power as $66,379 in Toledo.

Conversely, $75,000 in Toledo equals $84,740 in Springdale.

Living in Springdale vs Toledo

Housing Costs

Springdale's housing index of 86 is higher Toledo's 55, translating to median home prices of $299,000 vs $128,000. The $171,000 difference in home prices means roughly $11,112 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Springdale compared to $825/mo in Toledo, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 97 in Springdale and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $461/month in Springdale vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Springdale and 92 in Toledo. Monthly utility bills average approximately $372 in Springdale vs $368 in Toledo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 82 in Springdale and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $62,100 in Springdale and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,379 and $54,805 respectively. Springdale residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,449/month to housing in Springdale vs $985/month in Toledo. In Springdale, median rent of $1,000/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

Toledo is 13.0% more affordable overall with an index of 77 vs 87.
A $75,000 salary in Springdale has equivalent purchasing power to approximately $66,379 in Toledo, based on the cost of living difference.
Springdale's housing index is 86 with median homes at $299,000, while Toledo's is 55 with median homes at $128,000.

Moving & Relocation Resources

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