City Comparison

Spokane vs Springfield

Cost of Living Comparison · 2026

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

Springfield

Oregon
107
Above Average
$378,000
Median Home
$1,150/mo
Median Rent
$57,600
Median Income

The Verdict

8.4%

The cost gap between these cities is 8.4%, with Spokane being the more affordable option. A $75,000 income in Spokane has equivalent purchasing power to $81,888 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
94
Spokane
116
Springfield
Groceries
99
Spokane
101
Springfield
Utilities
98
Spokane
96
Springfield
Transportation
101
Spokane
107
Springfield
Healthcare
102
Spokane
102
Springfield

Salary Equivalence

A $75,000 salary in Spokane has the same purchasing power as $81,888 in Springfield.

Conversely, $75,000 in Springfield equals $68,692 in Spokane.

Living in Spokane vs Springfield

Housing Costs

Spokane's housing index of 94 is lower Springfield's 116, translating to median home prices of $310,000 vs $378,000. The $68,000 difference in home prices means roughly $4,416 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,200/mo in Spokane compared to $1,150/mo in Springfield, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 99 in Spokane and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $470/month in Spokane vs $480/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 98 in Spokane and 96 in Springfield. Monthly utility bills average approximately $392 in Spokane vs $384 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Spokane and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $48,834 in Spokane and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,831 and $53,832 respectively. Springfield residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,139/month to housing in Spokane vs $1,344/month in Springfield. In Spokane, median rent of $1,200/mo exceeds this threshold, suggesting renters may feel stretched. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Spokane is 8.4% more affordable overall with an index of 98 vs 107.
A $75,000 salary in Spokane has equivalent purchasing power to approximately $81,888 in Springfield, based on the cost of living difference.
Spokane's housing index is 94 with median homes at $310,000, while Springfield's is 116 with median homes at $378,000.

Moving & Relocation Resources

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