Sparks vs Yuma
Cost of Living Comparison · 2026
Sparks
Yuma
The Verdict
Yuma is 29.3% less expensive than Sparks overall. A household earning $75,000 in Sparks would need approximately $57,983 in Yuma to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Sparks has the same purchasing power as $57,983 in Yuma.
Conversely, $75,000 in Yuma equals $97,011 in Sparks.
Living in Sparks vs Yuma
Housing Costs
Sparks's housing index of 162 is higher Yuma's 82, translating to median home prices of $500,000 vs $284,000. The $216,000 difference in home prices means roughly $14,040 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,475/mo in Sparks compared to $1,100/mo in Yuma, a monthly difference of $375.
Grocery & Food Costs
Grocery expenses index at 103 in Sparks and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $489/month in Sparks vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 90 in Sparks and 102 in Yuma. Monthly utility bills average approximately $360 in Sparks vs $408 in Yuma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 88 in Sparks and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $67,200 in Sparks and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $56,471 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,568/month to housing in Sparks vs $1,262/month in Yuma. In Sparks, median rent of $1,475/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 80 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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