City Comparison

Sioux Falls vs Yuma

Cost of Living Comparison · 2026

Sioux Falls

South Dakota
93
Below Average
$265,000
Median Home
$1,100/mo
Median Rent
$61,714
Median Income

Yuma

Arizona
92
Below Average
$284,000
Median Home
$1,100/mo
Median Rent
$54,100
Median Income

The Verdict

1.1%

Living in Yuma costs 1.1% less than Sioux Falls. To match the purchasing power of a $75,000 salary in Sioux Falls, you would need $74,194 in Yuma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Sioux Falls
82
Yuma
Groceries
97
Sioux Falls
101
Yuma
Utilities
94
Sioux Falls
102
Yuma
Transportation
98
Sioux Falls
97
Yuma
Healthcare
101
Sioux Falls
87
Yuma

Salary Equivalence

A $75,000 salary in Sioux Falls has the same purchasing power as $74,194 in Yuma.

Conversely, $75,000 in Yuma equals $75,815 in Sioux Falls.

Living in Sioux Falls vs Yuma

Housing Costs

Sioux Falls's housing index of 80 is lower Yuma's 82, translating to median home prices of $265,000 vs $284,000. The $19,000 difference in home prices means roughly $1,236 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Sioux Falls compared to $1,100/mo in Yuma, a monthly difference of $0.

Grocery & Food Costs

Grocery expenses index at 97 in Sioux Falls and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $461/month in Sioux Falls vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Sioux Falls and 102 in Yuma. Monthly utility bills average approximately $376 in Sioux Falls vs $408 in Yuma. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 101 in Sioux Falls and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $61,714 in Sioux Falls and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,359 and $58,804 respectively. Sioux Falls residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,440/month to housing in Sioux Falls vs $1,262/month in Yuma. In Sioux Falls, median rent of $1,100/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Yuma is 1.1% more affordable overall with an index of 92 vs 93.
A $75,000 salary in Sioux Falls has equivalent purchasing power to approximately $74,194 in Yuma, based on the cost of living difference.
Sioux Falls's housing index is 80 with median homes at $265,000, while Yuma's is 82 with median homes at $284,000.

Moving & Relocation Resources

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