City Comparison

Sioux Falls vs Yonkers

Cost of Living Comparison · 2026

Sioux Falls

South Dakota
93
Below Average
$265,000
Median Home
$1,100/mo
Median Rent
$61,714
Median Income

Yonkers

New York
142
Expensive
$635,000
Median Home
$2,200/mo
Median Rent
$80,600
Median Income

The Verdict

34.5%

The cost gap between these cities is 34.5%, with Sioux Falls being the more affordable option. A $75,000 income in Sioux Falls has equivalent purchasing power to $114,516 in Yonkers.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Sioux Falls
203
Yonkers
Groceries
97
Sioux Falls
106
Yonkers
Utilities
94
Sioux Falls
117
Yonkers
Transportation
98
Sioux Falls
116
Yonkers
Healthcare
101
Sioux Falls
107
Yonkers

Salary Equivalence

A $75,000 salary in Sioux Falls has the same purchasing power as $114,516 in Yonkers.

Conversely, $75,000 in Yonkers equals $49,120 in Sioux Falls.

Living in Sioux Falls vs Yonkers

Housing Costs

Sioux Falls's housing index of 80 is lower Yonkers's 203, translating to median home prices of $265,000 vs $635,000. The $370,000 difference in home prices means roughly $24,048 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Sioux Falls compared to $2,200/mo in Yonkers, a monthly difference of $1,100.

Grocery & Food Costs

Grocery expenses index at 97 in Sioux Falls and 106 in Yonkers. A household spending the national average of $475/month on groceries would pay approximately $461/month in Sioux Falls vs $504/month in Yonkers. Sioux Falls offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 94 in Sioux Falls and 117 in Yonkers. Monthly utility bills average approximately $376 in Sioux Falls vs $468 in Yonkers. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Sioux Falls and 107 in Yonkers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $61,714 in Sioux Falls and $80,600 in Yonkers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $66,359 and $56,761 respectively. Sioux Falls residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,440/month to housing in Sioux Falls vs $1,881/month in Yonkers. In Sioux Falls, median rent of $1,100/mo fits within this budget. In Yonkers, median rent of $2,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 123 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux Falls is 34.5% more affordable overall with an index of 93 vs 142.
A $75,000 salary in Sioux Falls has equivalent purchasing power to approximately $114,516 in Yonkers, based on the cost of living difference.
Sioux Falls's housing index is 80 with median homes at $265,000, while Yonkers's is 203 with median homes at $635,000.

Moving & Relocation Resources

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