Side-by-side cost of living comparison for 2026
12% cheaper
Sioux Falls is 12% more affordable than Tempe. A $75,000 salary in Tempe is equivalent to $65,802 in Sioux Falls.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: South Dakota salaries · Arizona salaries
Housing is typically the biggest factor in any cost-of-living comparison. Sioux Falls has a housing index of 80 while Tempe sits at 114 (national average = 100). The median home in Sioux Falls costs $265,000 compared to $400,000 in Tempe, a difference of $135,000. Monthly rent follows a similar pattern: $1,100 in Sioux Falls versus $1,600 in Tempe.
Groceries and everyday expenses show a narrower gap: Sioux Falls scores 97 while Tempe scores 100. Both cities are close to the national average for grocery costs.
Healthcare costs in Sioux Falls (101) are higher than Tempe (95). Both are close to the national average.
Median household income in Sioux Falls is $61,714 compared to $56,068 in Tempe. When adjusted for cost of living, income goes further in Sioux Falls.
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