City Comparison

Sioux City vs Worcester

Cost of Living Comparison · 2026

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

Worcester

Massachusetts
125
Expensive
$340,000
Median Home
$1,600/mo
Median Rent
$52,228
Median Income

The Verdict

31.2%

Living in Sioux City costs 31.2% less than Worcester. To match the purchasing power of a $75,000 salary in Sioux City, you would need $109,012 in Worcester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Sioux City
152
Worcester
Groceries
97
Sioux City
106
Worcester
Utilities
89
Sioux City
122
Worcester
Transportation
92
Sioux City
103
Worcester
Healthcare
101
Sioux City
115
Worcester

Salary Equivalence

A $75,000 salary in Sioux City has the same purchasing power as $109,012 in Worcester.

Conversely, $75,000 in Worcester equals $51,600 in Sioux City.

Living in Sioux City vs Worcester

Housing Costs

Sioux City's housing index of 74 is lower Worcester's 152, translating to median home prices of $182,000 vs $340,000. The $158,000 difference in home prices means roughly $10,272 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Sioux City compared to $1,600/mo in Worcester, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 97 in Sioux City and 106 in Worcester. A household spending the national average of $475/month on groceries would pay approximately $461/month in Sioux City vs $504/month in Worcester. Sioux City offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Sioux City and 122 in Worcester. Monthly utility bills average approximately $356 in Sioux City vs $488 in Worcester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Sioux City and 115 in Worcester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $65,500 in Sioux City and $52,228 in Worcester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $76,163 and $41,782 respectively. Sioux City residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,528/month to housing in Sioux City vs $1,219/month in Worcester. In Sioux City, median rent of $875/mo fits within this budget. In Worcester, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 78 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 31.2% more affordable overall with an index of 86 vs 125.
A $75,000 salary in Sioux City has equivalent purchasing power to approximately $109,012 in Worcester, based on the cost of living difference.
Sioux City's housing index is 74 with median homes at $182,000, while Worcester's is 152 with median homes at $340,000.

Moving & Relocation Resources

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