Sioux City vs Wilmington
Cost of Living Comparison · 2026
Sioux City
Wilmington
The Verdict
Sioux City is 17.3% less expensive than Wilmington overall. A household earning $75,000 in Sioux City would need approximately $90,698 in Wilmington to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Sioux City has the same purchasing power as $90,698 in Wilmington.
Conversely, $75,000 in Wilmington equals $62,019 in Sioux City.
Living in Sioux City vs Wilmington
Housing Costs
Sioux City's housing index of 74 is lower Wilmington's 104, translating to median home prices of $182,000 vs $235,000. The $53,000 difference in home prices means roughly $3,444 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Sioux City compared to $1,200/mo in Wilmington, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 97 in Sioux City and 103 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $461/month in Sioux City vs $489/month in Wilmington. Sioux City offers a meaningful advantage on everyday food costs, saving roughly $336/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Sioux City and 106 in Wilmington. Monthly utility bills average approximately $356 in Sioux City vs $424 in Wilmington. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 101 in Sioux City and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $65,500 in Sioux City and $46,520 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $76,163 and $44,731 respectively. Sioux City residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,528/month to housing in Sioux City vs $1,085/month in Wilmington. In Sioux City, median rent of $875/mo fits within this budget. In Wilmington, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases