City Comparison

Sioux City vs Stockton

Cost of Living Comparison · 2026

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

Stockton

California
114
Above Average
$400,000
Median Home
$1,500/mo
Median Rent
$54,658
Median Income

The Verdict

24.6%

Sioux City is 24.6% less expensive than Stockton overall. A household earning $75,000 in Sioux City would need approximately $99,419 in Stockton to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Sioux City
126
Stockton
Groceries
97
Sioux City
101
Stockton
Utilities
89
Sioux City
108
Stockton
Transportation
92
Sioux City
111
Stockton
Healthcare
101
Sioux City
101
Stockton

Salary Equivalence

A $75,000 salary in Sioux City has the same purchasing power as $99,419 in Stockton.

Conversely, $75,000 in Stockton equals $56,579 in Sioux City.

Living in Sioux City vs Stockton

Housing Costs

Sioux City's housing index of 74 is lower Stockton's 126, translating to median home prices of $182,000 vs $400,000. The $218,000 difference in home prices means roughly $14,172 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Sioux City compared to $1,500/mo in Stockton, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 97 in Sioux City and 101 in Stockton. A household spending the national average of $475/month on groceries would pay approximately $461/month in Sioux City vs $480/month in Stockton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Sioux City and 108 in Stockton. Monthly utility bills average approximately $356 in Sioux City vs $432 in Stockton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 101 in Sioux City and 101 in Stockton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $65,500 in Sioux City and $54,658 in Stockton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $76,163 and $47,946 respectively. Sioux City residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,528/month to housing in Sioux City vs $1,275/month in Stockton. In Sioux City, median rent of $875/mo fits within this budget. In Stockton, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 52 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 24.6% more affordable overall with an index of 86 vs 114.
A $75,000 salary in Sioux City has equivalent purchasing power to approximately $99,419 in Stockton, based on the cost of living difference.
Sioux City's housing index is 74 with median homes at $182,000, while Stockton's is 126 with median homes at $400,000.

Moving & Relocation Resources

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