Sioux City vs Springfield
Cost of Living Comparison · 2026
Sioux City
Springfield
The Verdict
Living in Springfield costs 2.4% less than Sioux City. To match the purchasing power of a $75,000 salary in Sioux City, you would need $73,256 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Sioux City has the same purchasing power as $73,256 in Springfield.
Conversely, $75,000 in Springfield equals $76,786 in Sioux City.
Living in Sioux City vs Springfield
Housing Costs
Sioux City's housing index of 74 is higher Springfield's 67, translating to median home prices of $182,000 vs $225,000. The $43,000 difference in home prices means roughly $2,796 per year in additional mortgage costs at current rates. Renters face a similar gap: $875/mo in Sioux City compared to $950/mo in Springfield, a monthly difference of $75.
Grocery & Food Costs
Grocery expenses index at 97 in Sioux City and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $461/month in Sioux City vs $447/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Sioux City and 79 in Springfield. Monthly utility bills average approximately $356 in Sioux City vs $316 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 101 in Sioux City and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $65,500 in Sioux City and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $76,163 and $54,762 respectively. Sioux City residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,528/month to housing in Sioux City vs $1,073/month in Springfield. In Sioux City, median rent of $875/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 15 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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